This Privacy Policy describes how financeforforeigneducation.com (“we,” “our,” or “us”) collects, uses, processes, and protects your personal information when you visit and use our website and services.

By accessing or using our website and services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy. If you do not agree with the terms of this policy, please do not use our website or services.

1. Information We Collect

We collect various types of information from and about users of our Services, including:

A. Personal Information (Personally Identifiable Information – PII): This is information that can be used to identify you directly or indirectly. We may collect the following personal information:

• Contact Information: Name, email address, mailing address, phone number.
• Demographic Information: Date of birth, gender, nationality.
• Educational Information: Academic records, degrees, institutions attended, desired courses, target universities/countries.
• Financial Information: Income details, bank account details, PAN card details, financial statements, loan requirements, credit history information (if voluntarily provided for loan applications).
• Identification Information: Passport details, visa information, Aadhaar card number (if applicable and legally permissible for specific services).
• Application-Related Data: Information provided in university applications, loan applications, and visa applications.
• Communications: Records of your correspondence with us (e.g., emails, chat logs, call recordings).

B. Non-Personal Information: This is information that cannot be used to identify you directly. We may collect:

• Usage Data: Information about how you access and use our website, including IP addresses, browser type, operating system, referring URLs, pages viewed, time spent on pages, and clickstream data.
• Device Information: Information about the device you use to access our Services, including device type, unique device identifiers, and mobile network information.
• Location Information: General geographic location inferred from your IP address.

2. How We Collect Information

We collect information in several ways:

• Directly from You: When you fill out forms on our website (e.g., inquiry forms, application forms), register for an account, subscribe to our newsletter, communicate with us via email, phone, or chat, or provide documents for our services.
• Through Automated Technologies: As you navigate through and interact with our website, we may use cookies, web beacons, and other tracking technologies to collect certain non-personal information about your equipment, Browse actions, and patterns.
• From Third Parties: We may receive information about you from third-party partners (e.g., financial institutions, educational institutions, government agencies) with whom we collaborate to provide our services, always with your consent where required.

3. How We Use Your Information

We use the information we collect for various purposes, including:

• To Provide and Manage Services: To offer our education loan consulting, university application assistance, visa guidance, and other related services.
• To Communicate With You: To respond to your inquiries, provide updates on your applications, send service-related notifications, and deliver important information.
• To Connect You with Partners: To share relevant personal and financial information with reputable third-party financial institutions (for loan applications), educational institutions (for admissions), and visa processing agencies, only with your explicit consent.
• For Personalization: To tailor our services and content to your needs and preferences.
• For Analytics and Improvement: To understand how users interact with our website and services, perform data analysis, identify trends, and improve our offerings, user experience, and website functionality.
• For Marketing and Promotions: To send you promotional materials, newsletters, and information about our services or relevant opportunities, provided you have opted-in to receive such communications. You can opt-out at any time.
• For Security and Fraud Prevention: To protect our website and services from unauthorized access, fraud, and other illegal activities.
• For Legal Compliance: To comply with applicable laws, regulations, legal processes, or governmental requests.

4. How We Share Your Information

We do not sell your personal information. We may share your information with the following categories of recipients:

• Service Providers: We may share your information with trusted third-party service providers who perform functions on our behalf, such as IT support, data analytics, email delivery, hosting, and customer service. These providers are obligated to protect your information and use it only for the purposes for which it was disclosed.
• Financial Institutions: With your explicit consent, we will share your relevant personal and financial information with banks and non-banking financial companies (NBFCs) for the purpose of facilitating education loan applications.
• Educational Institutions & Visa Agencies: With your explicit consent, we may share your academic and personal details with universities, colleges, and visa processing agencies to assist with admissions and visa applications.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency request).
• Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the transaction. We will notify you via email and/or a prominent notice on our website of any such change in ownership or control of your personal information.
• With Your Consent: We may share your information with other third parties when we have your explicit consent to do so.

5. Data Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. These measures include data encryption, firewalls, secure socket layer (SSL) technology, and access controls. However, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. When we no longer need your personal information, we will securely dispose of it in accordance with our data retention policies and applicable laws.

7. Your Rights

Depending on applicable Indian laws, you may have the following rights regarding your personal information:

• Right to Access: You have the right to request access to the personal information we hold about you.
• Right to Correction: You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.
• Right to Erasure (Right to be Forgotten): In certain circumstances, you may have the right to request the deletion or removal of your personal information.
• Right to Withdraw Consent: Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time. This will not affect the lawfulness of processing based on consent before its withdrawal.

To exercise any of these rights, please contact us using the contact information provided below. We may need to verify your identity before fulfilling your request.

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

9. Third-Party Websites

Our website may contain links to third-party websites that are not operated by us. This Privacy Policy applies only to our website and services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party websites you visit.

10. Children’s Privacy

Our Services are not intended for individuals under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you become aware that your child has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from children without verification of parental consent, we take steps to remove that information from our servers.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this Privacy Policy. We may also notify you via email or a prominent notice on our website prior to the change becoming effective. You are advised to review this Privacy Policy periodically for any changes.

12. Contact Us

If you have any questions about this Privacy Policy, our data practices, or your rights, please contact us:

• Email: info@financeforforeigneducation.com
• Phone: +91 7046 742 742
• Address: A-521 5th Floor Rosewill Sky, Nikol – Naroda Rd, above Westside Clothing Store, opp. Croma – Nikol, Nikol, Ahmedabad, Gujarat 382350, India